Purple Payday Review - Is It A Good Payday Loan Company?

Purple Payday is a payday loan broker and one of the most popular ones too. It provides access to all the leading payday loan lenders in the UK. And you can easily apply on their website and receive an instant decision without having to fax any documents.

They secure a loan for you that's between £80 and £1000 and within minutes the funds will be in your bank account. To qualify for a loan, you need to meet the following minimum requirements:

  • Be at least 18 years old
  • Have a bank account
  • Be a UK resident
  • Be fully employed

So getting a loan through Purple Payday is simple. And they do most of the work, searching for the right loan for your needs.

Overall, Purple Payday beats other payday loan brokers. And we assign it 4 out of 5 stars for the service they provide and the information-packed website which includes all the information you'll need.

Before you apply for a loan through this payday loan broker, we recommend you read the pros and cons we've found during our review:


1. There's no paperwork or phone calls with Purple Payday. You apply online and get an instant decision online.

2. As a broker, they can secure more than you'll get from a single lender, and this could be up to £1000. With most payday loan lenders and brokers you only get a maximum of £750 per loan.

3. You can apply for a loan even if you have a bad credit history. They don't base their decision to lend to you on the long-term (12 months or more). They are only interested in your present circumstances.

4. You can still apply without a debit card. Some of their lenders will approve your application if you only have a bank account that doesn't have a debit card.

5. They allow you to defer your payday loan.

6. You can contact them easily by phone between 9am and 6:30pm Monday to Friday. And they have a customer email that you can send your queries to.

7. Their website also includes news that keeps you up-to-date with the latest news in the loan industry.


1. Some of the lenders that Purple Payday send your application to carry out credit checks and use credit reference agencies. But if your application is declined by one lender, they'll send it to another to give you the best chance of being approved.

2. Their trained operatives may call you to ask a few questions, especially if it's your first loan.

3. They don't have a contact form on their website. So you have to send them an email from your inbox to contact them.


Purple Payday take you through the whole loan application process. They explain what is required to be approved for a payday loan. And they explain to you how it works, how you'll be contacted and the fees structure.

And they describe easily how you'll repay the loan and when, and this will be part of the credit agreement too. So Purple Payday is one of the most helpful brokers and they don't charge a penny for this service.

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